Our Partners

ampliFI Loyality Solutions (formerly AugeoFi) provides fully outsourced, customized, credit and debit card loyalty programs exclusively focused on financial institutions nationwide. Their program takes cardholder engagement to the next level by delivering compelling rewards programs, unique earning opportunities, and card-linked programs to leverage merchant-funded offers. Their platform can incent members for desired, meaningful behaviors across various products and services while increasing the loyalty of members. 

Avtex helps clients create better experiences to develop lasting customer relationships. Avtex is a full-service member experience (MX) consulting and solution provider focused on helping credit unions create better experiences for their members. During their 40+ year history, they have helped over 150 credit unions improve how they interact with their members and the experience the members have. Beyond credit unions, their customers cut across a variety of industries, bringing the best relevant and analogous thinking to solve the toughest member experience problems. With an unparalleled breadth of knowledge and experience—and partnerships with leading technology vendors like Microsoft and Genesys—Avtex is uniquely suited to address any MX challenge. Technologies such as augmented or mixed reality, biometrics, and voice are all in their innovation portfolio. Portfolio solutions and services support our unique approach to member experience, which includes two key phases, MX transformation and MX orchestration.

Baker Tilly has deep experience helping credit unions successfully navigate the complexities of today’s competitive landscape and achieve their growth objectives. Professionals guide leaders and teams by effectively blending member-centric strategy with a focus on member experience; advanced analytics; and strategies for growth, development and execution. Baker Tilly take a pragmatic approach to the broad range of business challenges credit unions face and help them build the capabilities that enable their process automation, new technology, and member experience initiatives to drive sustained growth.

ChangEd is on a mission to make student loan debt repayment effective and pain-free through the empowerment of everyday decisions. They provide a mobile app that helps student loan borrowers save time and money on their student loans by rounding up spare change from their everyday debit and credit card purchases and sending savings as additional payments toward their student loan debt. ChangEd acts as a support tool and lead generation tool for credit unions when looking to grow their loan assets while also increasing transaction volume.

CMFG Ventures is the venture capital arm of CUNA Mutual Group, an established, trusted, and financially robust company that provides insurance products to more than 95% of U.S. credit unions. CUNA Mutual Group was founded in 1935 by credit union pioneers who believed in the power and possibility of financial stability for all. CMFG Ventures allows CUNA Mutual Group to discover and support the next generation of game-changing innovators in the financial services space.

Constellation has developed the first open digital services platform specifically designed to enable a marketplace of digital financial services, helping credit unions unlock innovation to compete, survive, and win. The patented, secure, and flexible cloud-based marketplace enables upper to mid-tier credit unions and innovative app developers to provide safe, reliable, and next-generation digital financial service experiences. Constellation, the winner of the 2017 NACUSO Next Big Idea award, redefines what credit unions offer, delivering digital financial services in a way that enables them to place members at the center of their business strategy.

CULedger is a credit union-owned CUSO that delivers a trusted, peer-to-peer services network of verifiable digital exchange for credit unions. In working through a national consortium made up of credit unions and trusted industry investors, CULedger has pioneered new developments related to global self-sovereign decentralized identity that further enhance the trust credit unions have with their members. providing the simplest, most secure way for credit unions to connect with and verify their members’ identity and vice versa. CULedger provides advantages to credit unions and their members by reducing risks associated with cybersecurity and fraud, improving member experience, streamlining internal processes, and reducing administrative and operational costs.

CU NextGen is the CUSO dedicated to bringing next generation technology to credit unions, helping them improve the service delivered to their members, the daily experiences of their staff members, and the efficiency of their operations. MDC founded CU NextGen in partnership with ClaySys Technologies, building on the successes we experienced together in the process and workflow automation workshops performed throughout the second half of 2019 and our work together on MDC’s MRM and Fraud Management projects. Officially launched in March 2020, MDC and ClaySys are joint owners, with MDC owning a 20% stake in the company. 

Payrailz offers smart and engaging payment experiences for the financial services industry. Payrailz was built around the central mission of making the payments experience smarter and more engaging. From voice interactions to mobile functionality, Payrailz delivers intuitive, intelligent and elegant payment solutions for both consumers and businesses. CU Railz is a new CUSO founded to specifically enable credit unions to take control of their future by partnering directly with Payrailz to collaborate on new, innovative payment technologies and services that will revolutionize the payments experience. The CUSO was expressly created to provide credit unions with access to Payrailz’ solutions and ownership advantages.

EVERFI helps to empower cooperatives and communities with financial education. They drive financial literacy programs for students, engage adult consumers, and strengthen commercial partnerships. Over 750 financial institutions, including 23 MDC owners, leverage EVERFI’s financial education platform to improve the financial capability of their employees, members and small business owners, including K-12 and college students. Through EVERFI’s technology, MDC owners have educated over 73,000 credit union members and K-12 students since 2016.

Over the last 30 years, Filene has made it their mission to create cutting-edge research, real-world innovation, and powerful connections to help credit unions think forward and change lives. Filene’s research comes to life through actionable tools and resources, focusing on issues that matter most to the credit union industry. Filene taps into the power of human connection to strengthen credit unions via research, academics, and innovative programs to develop emerging credit union leaders and credit union high performers.

The Financial Health Network is a trusted resource for business leaders, policymakers, and innovators united in a mission to improve the financial health of their customers, employees, and communities. They envision a future where all people, especially the most vulnerable, have the financial systems they need to be resilient and thrive.

FutureThink was born in 2003 with a clear vision: let’s make innovation simpler and more successful. How? By eliminating unnecessary work that holds people back and giving teams simple ways to solve problems. At companies across the world, they build skills and teach cool techniques that are radically simple, easy to learn, and immediately impactful. Futurethink is an industry-leading trainer that has worked with over 6,000 organizations to “make innovation a simple and daily reality.”

Founded in 1979, Gartner is the leading research and advisory company, equipping leaders with business insights and tools to make right decisions and stay ahead of change. Gartner is an objective resource for more than 15,000 enterprises in 100+ countries and in every industry and market sector. Clients look to Gartner for insights through their three lines of business: Research & Advisory, Consulting, and Conferences. Together with their clients, Gartner fuels the future of business so that a more successful world takes shape.  

Institute for the Future (IFTF) brings people together to make the future—today. Whether you’re a strategic leader in a large organization or a community leader in a struggling neighborhood or a netizen who wants to mobilize global crowds, IFTF has practical tools, research, and programs that turn foresight into the critical new insights that ultimately lead to action. 

Members Trust Company is America’s only nationally chartered, credit union-owned trust company. Through our partner credit unions, they provide wealth management and trust services to credit union members throughout the country. Additionally, their Employee Benefit Funding Trust and Charitable Donation Account allow a credit union to make investments outside the constraints of Part 703 to recover the costs of employee benefits and charitable contributions. With more than $2.5 Billion in AUM, they are well equipped to serve credit unions. Members Trust senior team includes five attorneys and four investment professionals who hold the prestigious CFA designation.

The Foundation is the charitable arm of the U.S. credit union movement. They work to ignite understanding and focus on member financial health and well-being, inspire and create opportunities for credit unions to leverage their cooperative values, and respond quickly when disaster strikes. In the last 15 years, the Foundation has awarded over $36 million worth of grants to help credit unions better serve their members. The Foundation is closely aligned with the Credit Union National Association (CUNA) and has been an active partner with MDC in our financial health and emerging technologies projects.

Peanut Butter helps employers offer student loan assistance as a benefit. Their comprehensive platform allows credit unions to equip their employees with the resources needed to best manage their student debt and makes it easy for organizations to contribute to the repayment of employees’ student loans. Student loan assistance is the #1 desired benefit of the new workforce and can help credit unions attract and retain college-educated talent.

Sherpa Technologies is an innovative, new CUSO with a singular focus: leading today’s member experience (MX) journey. The leadership team helps credit unions develop a digital transformation plan that will improve the way business gets done and take member engagement to a whole new level. Sherpa Technology’s journey of digital transformation provides integrated, seamless, and personalized member experiences. Sherpa’s leadership has extensive knowledge which can be leveraged to complement credit unions with desired insights, so they can successfully serve their members in a dynamic digital financial marketplace. Sherpa’s Mosaic Platform provides a comprehensive application development framework; integrates an ever-expanding suite of vetted solutions with credit union systems and applications; and optimizes data to drive new insights, personalization, and credit union growth.

Since 2001 StrategyCorps has been the industry leader in providing retail checking solutions to hundreds of banks and credit unions. From their Nashville headquarters to field offices throughout the United States, StrategyCorps directly focuses corporate talents, energy, and resources on market driven knowledge, product innovation, and service intensity. StrategyCorps works with nearly 300 financial institutions, including several MDC owners, delivering modern, relevant and top-performing retail checking strategies and products supported by industry-leading analytics. Their mobile rewards solution (BaZing) and actionable analytics solution (CheckingScore) deliver best-in-market results related to enhanced member engagement, competitive differentiation, improved financial productivity, increased wallet share, and better member acquisition and retention.

WalletFi was founded to solve a problem their co-founders personally felt: the pain that comes from a lost or reissued card. Focused on the customer experience first, WalletFi grew to provide technology that helps users manage their subscriptions and recurring charges and bounce back from a lost, stolen, or reissued card.

Financial institutions identified these pain points in their customers’ life cycles as well and now rely on WalletFi to provide a subscription management platform that increases interchange revenue, offers an unbeatable user experience, and wins the battle for top-of-wallet.

The rapidly changing bank technology environment leaves a gap between customer needs, vendor innovation and bankers’ existing systems, making it nearly impossible to meet expectations. Xtensifi was created to help financial institutions navigate and align fintech constituents and technologies in order to close the expectation/results gap. Major banks, credit unions, and fintech infrastructure providers hire Xtensifi to extend their capability to understand fintech markets, technologies, and the best choices to make. Xtensifi helps your organization get the right things done the right way, on time, and within budget regardless of obstacles. From concept ideation to customer adoption, Xtensifi delivers full-cycle fintech innovation. Some of Xtensifi’s specialties include digital banking, payment systems, fintech partnerships, cloud computing, messaging and alerts, banking compliance, application programming interfaces (APIs), and systems integration.